Enterprise IT Financing
Modernize your IT infrastructure without depleting capital
Direct credit + bank line up to $400K USD. Decision in 24-48h. Terms up to 5 years. 4 options for your CFO.
Calculate your financing
Reference estimate. Formal quote includes risk analysis and may offer a better rate.
Approximate calculation. Actual rate depends on credit analysis. SCRAM requires legal entity with 2+ years operating, tax ID, fiscal address proof, and recent financial statements.
4 financing options
SCRAM Direct Credit
You acquire the equipment and own it from day one. Decision in 24-48h for tickets <$50K USD. Own capital + partnerships with national lenders.
Financial Leasing
Lease with purchase option at the end. Equipment is the lessor's asset during the term. Tax benefit: 100% deductible as expense.
Pure Rental
Rental without purchase option. Guaranteed tech refresh every 3-5 years. No depreciating assets. Support and replacement included.
Device as a Service (DaaS)
CAPEX to pure OPEX. Monthly rental with 24/7 support, express replacement, remote management. Ideal for large laptop or workstation fleets.
Why finance with SCRAM vs intermediaries
Decision in 24-48h
Tickets <$50K USD approved directly by SCRAM with own capital. No waiting 2-3 weeks like with intermediaries.
Up to $400K USD per project
Bank line additional to own capital. For large tickets, integration + financing in one provider.
Terms up to 5 years
12, 24, 36, 48, 60 months. Fixed monthly payments without surprises. We adjust the term to your operational flow.
Integration + financing under one roof
Single provider for the project + the credit. No coordinating with external banks. No duplicate paperwork.
Ready to modernize without depleting capital?
Calculate your plan in 30 seconds. Then, formal quote in 24h.
Calculate now